And, while I occasionally use coupons, I’m more of a loyalty card kinda girl. To me, it’s easier toting around a card than hunting down coupons and remembering to bring along the appropriate ones for each store.
And, while I love shopping at Target, when I first heard about their REDcard program, I didn’t give it a second thought.
Why, you ask?
I didn’t need another credit card, so I dismissed the idea. But on a recent visit to my local Target store, a sales associate explained the benefits of the card and I realized I’ve been missing out!
Truth: You don’t need a Target credit card to save 5% every day!
While the Target credit card is a great choice for those who are looking for that product (you get 5% off at Target Canada stores + earn rewards on purchases from other retailers; no annual fee; extended warranty insurance on purchases), I love that there’s another option for those of us who don’t require credit – the Target debit card.
Here’s how it works…
- Sign up for a debit REDcard online or in any store, linking it to your existing bank account
- Once your application is approved and your bank account info verified, you’ll receive your personalized REDcard
- Use your card to start saving 5% on almost every Target Canada purchase
When I took the time to understand all of the options, I practically kicked myself for not getting my REDcard sooner. I could have been saving an extra 5% all this time – gah! (That’s definitely NOT fab OR frugal!)
Fun fact: the Target REDcard is even accepted at their in-store Starbucks locations. Yep – it’s true! I was shopping with my kids last weekend and bribed them rewarded their good behaviour with a Starbucks hot chocolate. I was so proud of my new REDcard that I asked if I could use it there… and they said YES! Squee!! It may seem like a little thing, but 5% off all my Target purchases adds up!
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I love using my REDcard for 5% off at Starbucks locations inside my local Target Canada store! |
Now that I’m with the program, I wanted to share my new found knowledge so you can start saving money too. (‘Cause what’s a girlfriend for if she doesn’t share her best shopping tips with you?) And – bonus – there’s a special offer right now for new Target REDcard applicants. Get a coupon for an extra 5% off any one item when you apply between October 20 and November 10th.
What do you love to buy at Target? Tell me in the comments below… because I love living vicariously through you!
Want more info about the Target REDcard? Check out these links: REDcard Rules and REDcard FAQs.
DEAL ALERT!! Get 10% off of almost everything in store at Target this weekend – Saturday and Sunday (Oct. 25 & 26, 2014) only! Get your coupon at http://target.ca
Disclosure:
I am part of the Target REDcard influencer program run by The
Influential Network. I am compensated for this post but opinions are
always my own!
YES! I love the REDcard! I got mine too! Shopping and saving = win-win!
I love to save just as much as the next person and store cards that offer rewards to are a great way to do that! We do not shop at Target that much, but this is worth checking out more,
Ah… it's so fab, isn't it!?! Glad you got one!! ๐
Suzanne, I thought the same way… then realized that there are SO many things Target has that i can't find anywhere else, like THE perfect baskets for my new mudroom cubbies. (Even stores that specialize in baskets had nothing!) Anyway, glad you're considering it… it's a fab way to save a little everyday – and it adds up!
That DOES make sense, especially since I pay off my balance every month. So that 5% savings would add up really fast! Checking it out next time i'm in the store!
No way! I can't believe I didn't know this sooner either. I always say no to store credit cards but this sounds like a perfect alternative to receiving a great discount. Thanks for sharing ๐ Like you said, that's what great g/f's are for!
Btw, I'm obsessed with Target's home decor section. I would buy it all if I could ๐
So funny, I just had the same experience at the Target Starbucks counter. I was so excited they took the REDcard, I came home and told my husband about it. I love Target, so an extra 5% discount helps! ๐
I love Target. You can always find good deals.
I know NOTHING about this card. I LOVE TARGET!!!