And, while I occasionally use coupons, I’m more of a loyalty card kinda girl. To me, it’s easier toting around a card than hunting down coupons and remembering to bring along the appropriate ones for each store.
And, while I love shopping at Target, when I first heard about their REDcard program, I didn’t give it a second thought.
Why, you ask?
I didn’t need another credit card, so I dismissed the idea. But on a recent visit to my local Target store, a sales associate explained the benefits of the card and I realized I’ve been missing out!
Truth: You don’t need a Target credit card to save 5% every day!
While the Target credit card is a great choice for those who are looking for that product (you get 5% off at Target Canada stores + earn rewards on purchases from other retailers; no annual fee; extended warranty insurance on purchases), I love that there’s another option for those of us who don’t require credit – the Target debit card.
Here’s how it works…
- Sign up for a debit REDcard online or in any store, linking it to your existing bank account
- Once your application is approved and your bank account info verified, you’ll receive your personalized REDcard
- Use your card to start saving 5% on almost every Target Canada purchase
When I took the time to understand all of the options, I practically kicked myself for not getting my REDcard sooner. I could have been saving an extra 5% all this time – gah! (That’s definitely NOT fab OR frugal!)
Fun fact: the Target REDcard is even accepted at their in-store Starbucks locations. Yep – it’s true! I was shopping with my kids last weekend and
bribed them rewarded their good behaviour with a Starbucks hot chocolate. I was so proud of my new REDcard that I asked if I could use it there… and they said YES! Squee!! It may seem like a little thing, but 5% off all my Target purchases adds up!
|I love using my REDcard for 5% off at Starbucks
locations inside my local Target Canada store!
Now that I’m with the program, I wanted to share my new found knowledge so you can start saving money too. (‘Cause what’s a girlfriend for if she doesn’t share her best shopping tips with you?) And – bonus – there’s a special offer right now for new Target REDcard applicants. Get a coupon for an extra 5% off any one item when you apply between October 20 and November 10th.
What do you love to buy at Target? Tell me in the comments below… because I love living vicariously through you!
DEAL ALERT!! Get 10% off of almost everything in store at Target this weekend – Saturday and Sunday (Oct. 25 & 26, 2014) only! Get your coupon at http://target.ca
I am part of the Target REDcard influencer program run by The
Influential Network. I am compensated for this post but opinions are
always my own!